Good morning, [Name].
Here's your business summary for today. — periods loaded · —
Total Revenue
$—
—
—
Total Expenses
$—
—
Deductible only
Net Income
$—
—% margin
After deductible exp.
DR-15 Due
$—
⚠ Due —
— periods · 7% total
DR-15 overdue — Current period not yet filed. Due date was —. Late fees may apply.
— payees may need a 1099-NEC form. Paid over $600 to contractors. Deadline: January 31.
Revenue per Period 2025
Revenue
Expenses
Expense Breakdown $—
Contractors
$——%
Supplies
$——%
Rent
$——%
Utilities
$——%
Year Coverage — 2025 — / 12 months
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
— months remaining · add the next period to continue your year
Business Health Score — / 100
Revenue filed
+25
All categories set
+18
DR-15 current
+15
1099s ready
+20
Revenue & Expenses
Everything your business earned and spent, broken down by category. Data for loaded periods.
Total Revenue
$—
— periods
Deductible Exp.
$—
Tax-deductible
Non-Deductible
$—
Remove from filing
Net Income
$—
—% margin
Expense Categories IRS Lines
| Category | IRS Line | Amount | % Total | Deductible? |
|---|---|---|---|---|
| Contract Labor | Line 11 | $— | —% | ✓ Yes |
| Supplies & Materials | Line 22 | $— | —% | ✓ Yes |
| Rent (Commercial) | Line 20b | $— | —% | ✓ Yes |
| Utilities | Line 25 | $— | —% | ✓ Yes |
| Meals (50% rule) | Line 24b | $— | —% | ⚠ 50% |
| Personal Expenses | — | $— | — | ✗ Remove |
My Periods
Each uploaded file represents one month or quarter. — periods loaded. Click any period to see its detail.
| Period | File | Revenue | Expenses | Net Income | DR-15 Due | Status |
|---|---|---|---|---|---|---|
| Period 1 | — | $— | $— | $— | $— | ✓ Filed |
| Period 2 | — | $— | $— | $— | $— | ✓ Filed |
| Period 3 | — | $— | $— | $— | $— | ⚠ Overdue |
Review & Correct
Our AI automatically categorized your transactions. — need your review — they may be wrong or unclear.
Needs Your Review — items
| Date | Payee | Amount | AI Suggested | Action |
|---|---|---|---|---|
| — | [Merchant A] | $— | Supplies? | |
| — | [Merchant B] | $— | Travel? | |
| — | [Merchant C] | $— | Unknown |
All Transactions
Every income and expense across all loaded periods. — transactions · —
| Date | Payee / Source | Type | Amount | Category | Deductible |
|---|---|---|---|---|---|
| — | [Client A] — Services | Income | +$— | Revenue | Revenue |
| — | [Contractor A] (Contractor) | Expense | −$— | Contract Labor | ✓ Yes |
| — | [Merchant B] | Expense | −$— | Travel? ⚠ | Review |
| — | [Client B] — Monthly Retainer | Income | +$— | Revenue | Revenue |
| — | Personal Purchase | Expense | −$— | Personal | ✗ Remove |
Payees & 1099-NEC
Everyone you paid money to. — people may need a 1099-NEC form — paid over $600 in cash to a contractor. Deadline: January 31.
Action needed: Some contractors were paid over $600 in total fees. You must issue 1099-NEC forms by January 31 or face IRS penalties.
| # | Payee | Total Paid | % of Expenses | Category | 1099-NEC |
|---|---|---|---|---|---|
| 1 | [Contractor A] | $— | —% | Contract Labor | ⚠ Required |
| 2 | [Contractor B] | $— | —% | Contract Labor | ⚠ Required |
| 3 | [Vendor A] | $— | —% | Supplies | ✓ No |
| 4 | [Utility Company] | $— | —% | Utilities | ✓ No |
DR-15 Sales Tax
Florida sales tax you owe to the state. Filed monthly or quarterly on apps.floridarevenue.com. Your CPA can help.
March 2025 — Current Period ⚠ Overdue
Gross Revenue
$—
State Tax (6%)
$—
County Surtax (1% Miami-Dade)
$—
Collection Allowance (2.5%, max $30)
−$—
Total You Owe
$—
All Periods — 2025
| Period | Revenue | DR-15 | Due Date | Status |
|---|---|---|---|---|
| Period 1 | $— | $— | — | Filed |
| Period 2 | $— | $— | — | Filed |
| Period 3 | $— | $— | — | ⚠ Overdue |
⚠ Guidance draft only. File at apps.floridarevenue.com. Consult your CPA.
Alerts
Things your business needs attention on right now. 3 active alerts.
DR-15 overdue — current period.
Due date was —. Late filing may result in penalties. File now at apps.floridarevenue.com or contact your CPA immediately.
Due date was —. Late filing may result in penalties. File now at apps.floridarevenue.com or contact your CPA immediately.
— contractors need 1099-NEC forms.
Contractors paid over $600. Issue 1099-NEC forms before January 31.
Contractors paid over $600. Issue 1099-NEC forms before January 31.
— transactions need categorization.
Our AI wasn't sure about the category for 7 recent transactions. Review them in the Categorize panel to ensure your taxes are accurate.
Our AI wasn't sure about the category for 7 recent transactions. Review them in the Categorize panel to ensure your taxes are accurate.
Mileage Log
Track your business trips. The IRS allows a deduction of $0.70 per mile driven for business in 2025. Don't leave this money on the table!
Total Miles
—
—
Deduction Value
$—
At $0.70/mile
Trips Logged
—
This year
Recent Trips
| Date | From → To | Purpose | Miles | Deduction |
|---|---|---|---|---|
| — | — → — | — | — | $— |
| — | — → — | — | — | $— |
| — | — → — | — | — | $— |
AI Advisor
Ask anything about your business finances. Upload your data and the AI will know your periods, transactions, and numbers.
👋 Hi! Upload your data and I'll be able to analyze your revenue, expenses, margins, and more. What would you like to know?
Settings & Profile
Customize how Accumulator works for your business. Changes save automatically.
Business Profile
?
Your Business
Profile photo appears on reports and your account menu
JPG, PNG or GIF · Max 2MB
Used on tax forms. Keep this private.
✓ Florida rules active — DR-15 sales tax, DBPR license tracking, 6% state rate.
Appearance & Language
Dark Mode
Easier on the eyes in low light
Language
Interface language
Show IRS Line Numbers
Show technical tax codes in tables
Active State Rules Florida
Sales Tax Form
DR-15
Monthly or Quarterly
State Base Rate
6.0%
+ County Surtax
License Authority
DBPR
+ Local BTR
Filing Portal
FL DOR
floridarevenue.com
Coming soon: Texas (no income tax, franchise tax), New York (complex multi-rate), California (CDTFA), Georgia, and more. Each state will have its own tax forms, rates, deadlines, and license tracking automatically activated.
Email Notifications
DR-15 Reminder
Email 5 days before each deadline
1099-NEC Reminder
Alert in December before Jan 31 deadline
Insurance Expiry Alert
30 days before policy expires
Weekly Summary
Business health snapshot every Monday
Plan & Subscription Pro
You're on the Pro Plan — unlimited periods, AI Advisor, all export formats.
Next billing: — · $49/month
Danger Zone
These actions cannot be undone.
Business Statistics
Real insights from your loaded periods. Top clients, expense breakdown, trends and projections.
Total Inflows
$—
—
—
Total Outflows
$—
—
Deductible only
Net Income
$—
—% net margin
After deductible exp.
Transactions
—
—
Top Income Sources Clients
[Client A]
$—
[Client B]
$—
[Client C — Wire]
$—
Top Expenses Outflows
[Contractor B]
$—
[Contractor A]
$—
[Vendor A]
$—
[Travel Expense]
$—
[Utility]
$—
Monthly Activity
Inflows
Outflows
Expense Breakdown
Contractors
$—
Food & Dining
$—
Travel
$—
Utilities
$—
Banking Fees
$—
Cash Flow Projection Next 3 months · based on avg
Month +1
Projected Inflow
$—
Projected Expenses
$—
Est. Net
$—
Month +2
Projected Inflow
$—
Projected Expenses
$—
Est. Net
$—
Month +3
Projected Inflow
$—
Projected Expenses
$—
Est. Net
$—
* Based on average monthly activity from the loaded periods.
Annual Tax Summary
Full year packaged and ready for your CPA — FY —. Includes 1065 summary, Schedule C data, and K-1 distributions.
Total Revenue
$—
—
Total Deductions
$—
Schedule C line 28
Taxable Income
$—
—% margin
Est. Tax Liability
$—
~22% effective rate
Schedule C Summary Form 1040
Gross Receipts (Line 1a)
$—
Cost of Goods Sold
$0
Gross Profit (Line 5)
$—
Total Expenses (Line 28)
$—
Net Profit (Line 31)
$—
Monthly Revenue FY —
Jan
$—
$—
Feb
$—
$—
Mar
$—
$—
Apr
$—
$—
May
$—
$—
Jun
$—
$—
Jul
$—
$—
Aug
$—
$—
Sep
$—
$—
Oct
$—
$—
Nov
$—
$—
Dec
$—
$—
Best month: — ($—) · Lowest: — ($—)
1099-NEC Recipients 2 contractors
| Contractor | EIN / SSN | Total Paid | 1099 Required | Status |
|---|---|---|---|---|
| [Contractor A] | XX-XXX#### | $— | Yes — over $600 | Pending |
| [Contractor C] | XX-XXX#### | $— | Yes — over $600 | Filed |
Tax Forms
Generate or download any form your business needs — directly from your loaded data. All forms are pre-filled with your numbers and ready in one click.
— forms need your attention
Upload your periods to see which forms are due, overdue, or ready to generate.
📋 Income Tax
All forms are generated for reference and pre-filing review only. Always verify with your CPA before submitting to the IRS or Florida DOR. Accumulator is not a tax filing service.
Financial Reports
Professional reports for your bank, CPA, or investors. Period: —. Export as PDF or Excel in one click.
Gross Revenue
$—
—
—
Deductible Expenses
$—
Schedule C ready
Net Income
$—
—% margin
Est. Tax Liability
$—
~22% effective rate
Income Statement Schedule C Ready
Gross Receipts (Line 1a)
$—
Total Deductible Expenses (Line 28)
$—
Net Profit (Line 31)
$—
Reports generated from loaded period data. For organizational purposes only · Not a substitute for CPA advice.
Bank Reconciliation
Comparing your uploaded transactions against your bank statement — current period.
Bank Statement Balance
$—
As of period end
Records Balance
$—
From your periods
Difference
$0.00
✓ Fully reconciled
Matched Transactions — matched
| Date | Description | Bank Amount | Record Amount | Status |
|---|---|---|---|---|
| — | [Client A] — Wire | $— | $— | Match |
| — | [Vendor A] | ($—) | ($—) | Match |
Insurance & Licenses
All your business policies, license renewals, and important documents. — policy expires soon.
Active Policies 3 policies
| Policy | Provider | Coverage | Premium/mo | Expiry | Status |
|---|---|---|---|---|---|
| General Liability | [Provider] | $— | $— | — | Expiring |
| E&O / Professional | [Provider] | $— | $— | — | Active |
| Cyber Liability | [Provider] | $— | $— | — | Active |
Business Licenses 2 active
| License | Issuing Authority | License # | Renewal | Status |
|---|---|---|---|---|
| FL Business License | Florida DBPR | FL-XXXXXX | — | Active |
| Local BTR | [County] | XXXXXX | — | Active |
Bills & Services
Your recurring monthly business costs — subscriptions, utilities, software. Total: $—/month.
Monthly Fixed Costs
$—
— active subscriptions
Annual Commitment
$—
Auto-renewing
% of Net Income
—%
—
Recurring Bills Monthly
| Service | Category | Billing | Amount | Next Payment | Status |
|---|---|---|---|---|---|
| [Phone Provider] | Utilities | Monthly | $— | — | Auto-pay |
| Outsourcing Pro Plan | Software | Monthly | $49 | — | Pro |
Business Calendar
All your important tax deadlines, filing dates, license renewals, and payment reminders in one place.
Upcoming Deadlines — this month
!
DR-15 Sales Tax — current period
Florida Department of Revenue · $— due
Due — · OVERDUE — late fees may apply
1099-NEC Filing — [Contractor A]
Contractor paid $— in FY—
Due Jan 31, 2026
Monthly Bill Calendar Next Month
| Date | Bill | Amount |
|---|---|---|
| — | [Insurance & Subscription] | $— |
| — | Total for Month | $— |